Every order you run in-house keeps $95 in the credit union, working for your members.

There's nothing to build. Appraisal Desk is the software to spin up and scale your in-house desk.

We're not an AMC. We're the software that runs one. Credit unions run their whole appraisal desk in this system.

The math is simple. The savings are real.

Your appraisal volume
50 orders per week 2,600 a year
10500
Per order Per year
Typical AMC management fee$150 per order $150 $390,000
Appraisal Desk, flat$55 per order $55 $143,000
Kept in the credit union$95 per order $95 $247,000

Appraiser fees are separate and unchanged. This is the management fee only.

Every dollar kept is a dollar working for members: better rates, more lending capacity, more service.

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Three paths to the same result.

Everything goes to an AMC today

You're fully outsourced.

No desk at all, everything goes to an AMC. The business case starts from scratch: the math, the pre-built panel, the built-in quality and compliance. You'll need a person or two running the desk, and the savings funds them many times over.

At 50 orders a week, $247,000 a year funds a lot more than one desk coordinator.

The sweet spot

You have a desk, and you still route through an AMC.

You have the team and the process. You still route orders through an AMC. The "we'd have to build a department" objection is already dead: the people exist. The only change is the software and who keeps the margin.

This is where we see credit unions move fastest.

Already running in-house

You run a desk on other software.

Volume goes up and you beg for headcount. Volume goes down and someone questions why the department exists. You have no data to prove your team's value. Your team handles more without adding people, everything you rely on today lives here too in one system, and since UAD 3.6 forces a change anyway, move once.

The complete capability list is here. Nothing you rely on is missing.

You're not starting from zero.

You're not starting from zero. Thousands of vetted appraisers are already on the platform, and your orders reach the right local ones the day you go live.

Automated rotation puts your orders in front of qualified appraisers by grade and geography. No panel-building project. No begging appraisers to join one more portal. The network effect works both directions: appraisers sign up once and get work everywhere, which means every desk on the platform gets a deeper bench.

Quality control you don't have to build.

Bringing the desk in-house doesn't mean building a review department. The platform runs the first pass on every report the moment it lands, and every appraiser is graded on every completed job. Your reviewers start at the judgment calls, not the checklists, and good work earns the next order automatically.

Something to show your examiner.

Every order, every dollar, every document, every change: logged automatically. When your examiner asks, the answer already exists.

For a credit union, the first filter on any vendor is "will this survive our exam?" So we answer it before you ask. Nothing here is a binder we assembled for the audit. It's just how the platform works.

The move is the easy part.

Low-risk, operator-led migration: people who have run this exact switch move you over without an IT project. Your team stays in control, and the platform is ready the day you are.

UAD 3.6 lands November 2026. If your platform (or your AMC's platform) is scrambling to retrofit, you'll live through that scramble. Switch to the platform that was built for it, and you make the transition once.

Objections we hear, answered plainly.

"What about the compliance cost?"

Compliance is built in, not bolted on. Every order, dollar, document, and change is logged automatically. Appraiser independence is enforced in the workflow. SOC 2 audited, PCI compliant. The examiner question is answered before you ask it.

"We don't have an IT budget for this."

There's no IT lift. This is hosted software your team logs into. Migration is operator-led, not IT-led. Your IT team reviews security paperwork, and that's it.

"Isn't a third party safer?"

Independent software keeps you compliant and in control. You own the appraiser relationships. You own the data. You own the process. An AMC gives you convenience at the cost of visibility and margin. The platform gives you both.

"Who actually runs the desk?"

Your team. And the savings funds it. At 50 orders a week, $247,000 a year funds a coordinator many times over. The platform handles the busywork. Your people handle the judgment calls.

Bring it in-house. Keep the margin.

See Appraisal Desk run a real order end to end, and bring your volume numbers. We'll show you exactly what your credit union keeps.

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